Client Services

SCOPE of Capabilities:

Comprehensive Market Analysis: provides detailed evaluation and competitive analysis for medical and ancilary employee benefit plans

Custom benefit designs for ACA and Self-Funded health plan strategies

Carrier Rate Negotiations: Conducted at Initial plan set-up and at every annual renewal for middle-market accounts

Cobra Management: Alignment with plan administration that assist the client with plan set-up and ongoing management and compliance

Compliance: Alignment with advisors that specialize in ACA, ERISA, HIPAA Rules and Guidelines

Contribution Strategy Analysis: Design of employer defined contribution strategies for employee benefit programs

Employee Assistance Programs: Plans provided for employee access to behavioral health, family and financial counseling. A widely overlooked employee benefit that increases the overall health and productivity of the workforce.

Employee Education: Conduct employee meetings to review new or existing plan implementation

Employee Handbook: Assistance with initial set-up and review of employee benefit handbooks

Executive Benefits: Life, Disability, Long Term Care Insurance for executives and key employees

Health Reimbursement Accounts: Assistance with plan set-up and administration

Health Savings Accounts: Assistance with plan set-up and alignment with ongoing plan administration

HR Management Services: Alignment with fractional Human Resource consultation for small business concerns

Medicare Planning: Consultation and guidance for employer’s and employee’s

Payroll Services: Benefit Integration assistance and Alignment with local Payroll companies

Pension and Retirement Planning Services: Aligned with Licensed Retirement and 401k plan advisors

Section 125 Pre-tax: Assistance with plan set-up and administration

REACH of Company Access and Product Availability:

Select Agency Status: providing client access to Bon Secours Value Network Health Plan quoting

Authorized, licensed and appointed to provide quotes from: Anthem, United Healthcare, Aetna AFA, Innovation Health, Optima Health, CareFirst, CIGNA, National General

ANCILARY PLANS: Voluntary and Contributory Dental, Life, Disability, Worksite, Critical Illness and Accident

Authorized to provide quotes from: Hartford, Humana, SunLife, Delta Dental, Guardian, CareFirst, CIGNA, Anthem, United Healthcare, Aetna, Principal, Prudential, Companion Life, Mass Mutual